Fast Payday Loans Up To $5,000

Payday Loans That Accept Netspend Accounts

The type of money people use keeps on changing, from silver and gold to paper bills and coins. In our modern era, there are debit and credit cards, online or virtual accounts, and prepaid cards. Among all of these options, using prepaid cards became popular because it allows the user to set their card limit. It’s also a great alternative if you don’t want to link cards to your bank account.

One prepaid card company that is most common in the US is Netspend. Visa and Mastercard operate Netspend prepaid cards. They also offer their clients a fintech platform, tip solutions, and payroll cards. These prepaid cards are used for direct deposits, rewards cards, and loan applications.

Netspend is located in Austin, Texas, and operates more than 130,000 reload points where you can buy Netspend prepaid cards. You can load them with how much you want in cash viva CVS, 7-Eleven, Walmart, bank transfers, and PayPal. There are two service plans offered by Netspend: Pay-as-you-go and the monthly plan, where you should pay $9.95 a month, but all transactions are free.

Is It Possible to Apply for a Payday Loan with a Netspend Account?

A payday loan is an unsecured loan where the lending company will not require you to provide any collateral or good credit history, but they will need you to have a bank account. Lending companies will electronically deposit the money to your savings, credit, or prepaid account.

Yes, you can apply for a payday loan online with a prepaid account. Borrowers that do not have a valid bank account use prepaid cash cards instead. However, some lending companies do not allow prepaid cash cards in exchange for active bank accounts.

Netspend on Payday Loan: How to Apply?

Guidelines in applying for a payday loan using your Netspend account:

  1. You must be an adult, a US citizen, and employed for at least a year.
  2. Check the lending company background, customer feedback, and interest rates in every loan program they offer.
  3. Fill out the application form. Make sure to provide credible information only.
  4. Provide certified proof of residency, employment, and income.
  5. Make sure that your Netspend prepaid cash card is active and with a load.
  6. Must have active phone numbers and email addresses.
  7. Submit your application and wait for the approval and money to be sent to your Netspend account.


Getting a Netspend cash card is easy and can be used in many ways, like getting a payday loan. If you own a prepaid card, you can choose how much you want to put in it. But in getting a loan, it is the lender’s right to decide how much you can borrow.

You should also remember that a payday loan is expensive, and getting it with Netspend might get your fees and interest higher than you expected. Always look at the agreement contract before signing it.