New Hampshire Payday Loans Online
Are you looking for fast cash loans? Online payday loans are readily available for you in the comfort of your home. You can now use the money you need even if your salary is weeks away.
Is Getting a Payday Loan Allowed in New Hampshire?
Payday loans are allowed in New Hampshire. However, you need to be aware of the following restrictions:
- You’re only allowed to get a payday loan not exceeding $500.
- Your loan term is from 7 to 30 days maximum.
- The finance charges implemented by lenders shouldn’t be over $1.38 for a $100 loan in 2 weeks.
- There are no rollovers.
- You’re prohibited from having more than one loan at a time, and you can get a new loan 60 days after you paid off your previous loan.
Requirements to Get an Online Payday Loan in New Hampshire
If you’re wondering about the things you need to prepare to get an online payday loan in New Hampshire, here are the standard requirements you need to know about:
- You need to be of legal age in the United States – 18 years old or older.
- Present proof that you’re residing in New Hampshire. You can show your driver’s license or other government-issued ID with your contact address.
- You must guarantee the lender that you have a secure source of income amounting to $1000 or more to give them assurance you can handle the repayments.
- Provide your contact information – phone number and email address, where the lender can reach you for the transactions.
- You also need to prove that you’re not under bankruptcy.
Perks of an Online Payday Loan
Online payday loans offer immediate help during emergencies. Additionally, you’ll get your application processed fast and wait for approval for just a few minutes. You can expect the money to be credited in less than 24 hours.
More benefits are as follows:
- Your application process is convenient, wherein everything you need to do can be done online. You don’t have to wait long to apply and can avoid traveling to different locations.
- You don’t have to pay commissions to an agent who linked you to the lender. You just have to pay the repayments directly to the online payday loan.
- A perfect credit score isn’t required. Even if you have a bad credit score, it won’t matter since the requirement is focused on your secure income that can manage the repayments.
- You have an option to deduct your payments automatically so that you won’t forget and be charged with late fees.
Applying for loans is made fast and simple with online payday loans. However, you need to check the requirements you need and be responsible for your repayments.